Which of the following is typically NOT covered under workers' compensation?

Injuries occurring during lunch breaks away from work premises are typically not covered under workers' compensation because they do not fall within the scope of employment. Workers' compensation insurance is designed to cover injuries that happen in the course of employment, which generally includes injuries from accidents at work, during designated work hours, and while an employee is performing tasks related to their job duties.

Lunch breaks are considered personal time, especially when employees are away from the work premises. During this time, they are not engaged in work-related activities or under the employer's control, making it challenging to link the injury directly to job responsibilities. Thus, when an employee sustains an injury while dining off-site, it is generally treated as a personal matter rather than a work-related incident, which means it falls outside of workers' compensation coverage.