What is a primary goal of workers' compensation insurance?

A primary goal of workers' compensation insurance is to provide immediate financial stability for injured workers. This system is designed to ensure that employees who are injured on the job receive timely medical treatment and financial support to cover medical expenses and lost wages. This financial stability is crucial as it helps workers focus on their recovery without the additional stress of financial burdens caused by their injury.

Injured employees can access benefits without needing to prove fault; this expedites the process of providing necessary support. The overarching aim is to ensure employees can recover and return to work as quickly as possible while maintaining a level of income stability during their rehabilitation process.