What does workers' compensation insurance provide?

Workers' compensation insurance is specifically designed to provide financial and medical benefits to employees who suffer from work-related injuries or illnesses. This type of insurance serves as a safety net for employees, covering the costs associated with medical treatment, rehabilitation, and a percentage of lost wages during recovery. By ensuring that affected workers have access to necessary medical care and some financial support, workers' compensation helps alleviate the burden of expenses that might arise due to an incident at work.

The other options, while they touch on important aspects of occupational health and worker safety, do not directly describe the primary function of workers' compensation insurance. For instance, while legal representation may be part of certain workplace injury claims situations, it is not a direct benefit provided by workers' compensation. Job security during recovery is essential but is influenced by employer policies rather than guaranteed by workers' compensation insurance. Training for safer work practices is important for preventing workplace injuries but falls outside the scope of what workers' compensation provides after an injury has occurred. Thus, the correct choice highlights the core purpose of workers' compensation, which is to support employees financially and medically following workplace injuries or illnesses.