What does "retirement on disability" refer to in workers' compensation?

"Retirement on disability" in the context of workers' compensation refers to benefits provided to workers who are permanently disabled and unable to return to work before reaching retirement age. This situation typically arises when an individual suffers a work-related injury or illness that significantly impairs their ability to perform their job duties for an extended period or permanently.

The designation of retirement on disability ensures that these individuals receive financial support despite not reaching the traditional retirement age, recognizing their contributions to the workforce and the challenges they face due to their condition. This classification is crucial as it offers necessary assistance during a period when these workers may be unable to work and may not have reached standard retirement benefits.

Other options suggest scenarios that don’t align with the established definition of retirement on disability. For instance, temporary leaves or retirement packages for injured workers do not address the permanent disability aspect. Also, benefits that are only available after retirement age do not cater to those affected by work-related disabilities before they’ve reached that threshold.